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How to Estimate Your Maryland Moving Budget

Reading time: 6 minutes

Relocating to another place is always an exciting experience, especially when your new home has abundant coastlines and waterways, as Maryland does. But, to successfully transition, you must prepare financially for this endeavor. So, how do you estimate your Maryland moving budget? Keep reading to find out!

How to Estimate Your Maryland Moving Budget

Estimating your Maryland relocation budget starts with a clear assessment of your finances. Research how much a relocation, on average, costs with the Zip Moving and Storage calculator. Get an estimate of moving prices for services like storage, packing, insurance, and professional movers. Remember to check out the cost of living in Maryland, which varies by county. Thorough planning and budgeting will ensure a smooth and financially balanced transition to your new home.

A woman calculating money

Start With Assessing Your Finances

How much does it cost to move to MD? The first thing you need to do when planning a move to the Old Line State is to get a clear picture of how much money you have. Be completely honest with yourself about your financial situation. After all, the average cross-country move can cost up to $15,000. But don’t be scared of this number – you can find cheap moving options to help you maintain your financial balance.

With thorough budgeting, your financial and mental wellness can remain stable. So, check out the average prices for moving and set money aside for relocation services and other necessary costs, separating it from the funds dedicated to optional spending.

A man using a laptop

Check Out the Average Cost of a Moving Company and Hire the Best Team

Regarding moving companies, there are usually better options than the cheapest ones. The price shouldn’t be your only parameter when hiring professional movers. Do your research and consider all the red flags when hiring a relocation crew

Did you know a survey showed that 36% of people who used relocation services found broken or damaged items? That’s why research is a crucial step of every relocation checklist. Make it thorough and be aware of full-service moving rates, hourly moving rates, and if you can expect any hidden costs. Remember, professionals are transparent about their services and prices, and that’s what you should look for.

Book the Movers With Top-Notch Services and Make Your Relocation Effortless

How do you create a moving budget? Once you have booked experienced movers, contact them and ask for the price of their services. Of course, cross-country and local moving costs will differ, and you need to adjust the cost planner accordingly. That way, you can rest assured that your relocation day will go as smoothly as planned.

When making your moving expenses checklist, first think of the services you’ll need the most. In the table below, find the average prices you can expect with Zip Moving and Storage.

CategoryCost 
Moving service$350
Insurance$80
Packing service$200

Explore the Cost of Living in Maryland

Besides the moving fee, your budget plan should include the cost of living in Maryland. The cost of living in Maryland is 16% higher than the national average. However, it all depends on the county in which you live. Here are some of the best-ranked counties in Maryland and all you need to know about them.

Howard County

Howard County is the second smallest in the state, with 160,640 acres of land. The Maryland Extension Service says that 10% of the county is in the Atlantic Coastal Plain (sandy soils), and 90% is in the gentle hills of the Piedmont Plateau.

Here, the median home value is $551,300, and the median rent is $1,920. It’s good to know that most residents here rent, so wisely plan your budget when moving to Maryland. Here are some of the top-notch cities you can call home: 

  • Columbia
  • Ellicott City
  • Elkridge
  • Laure
  • Fulton

Montgomery County

Montgomery County has the largest population in Maryland, with 1,058,474 residents. This is a great place to live because it has excellent transportation, high-end shops, world-class restaurants, beautiful nature, high-tech facilities, and many historical sites nearby and in the county.

However, when it comes to the cost of living, the median price for buying a home is $650,000. If you decide to rent, you’ll need $1,900 for a studio or $5,200 for a 4-bedroom apartment. Although some might think that the choice is limited, these three cities have their charms: 

Frederick County

This country is the largest in MD, with 664 square miles, and its center is the city of Frederick. It has a cute, historic center area that is easy to get around on foot and is full of shops and other small local businesses. Many shops call Patrick Street home, where you can buy spices, clothes, toys, wine, antiques, and more.

Most residents here own their homes, so if you’re looking to buy a property, the median cost is $538,500. On the other hand, median rent is $1,633. Here are the cities in this county you can call home: 

  • Brunswick
  • Burkittsville
  • Emmitsburg
  • Frederick
  • Middletown
  • Mount Airy
  • Myersville
  • New Market
Baltimore buildings

Have a Safety Net for a Comfortable and Worry-Free Experience

Relocating to a new state requires detailed planning and budgeting. Of course, unexpected costs can be frustrating. But what’s even more challenging is starting a new chapter of your life in a place with so many options but without any budget. That’s why having a budget for moving and storage in Maryland will make your life much more manageable even after the move.

Also, remember to include life after the move in your budgeting. Set aside some money to explore and enjoy your new environment. Start with Downtown Frederick and its shops, cafés, bars, and restaurants. Fredrick has more than 15 breweries for beer fans to choose from.

And if you’re into history, don’t miss The Antietam National Battlefield. It’s a famous battlefield from the Civil War. This isn’t all, of course, as the Old Line State has so much more to offer, and it’s up to you to wake the explorer in you and start your journey!

A beach town

Get the Best Help to Move to Maryland

We all know how stressful relocating can be, especially when you don’t have professionals by your side. That’s why our Maryland movers, with many years of experience, are dedicated to making the relocation as easy as possible for you with a reliable moving cost estimator. That way, you can plan the budget adequately without worrying about any hidden costs. Contact us, and let’s move to the Old Line State effortlessly together!

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